Rare fully handicap accessible ranch with finished lower level in the sought-after Town of Shelby. 5 bedrooms, den, bonus room, and 2 full baths provide flexible living across two finished levels. The main level offers a living room with a natural stone fireplace and built-ins, an updated kitchen with white shaker cabinets and subway tile backsplash, walk-in pantry, and dining area with sliding door access to the oversized ramped entry deck. Enjoy bluff views and a hot tub from the expansive outdoor space. The lower level delivers a family room with brick fireplace, additional bedrooms, a full bath, and utility room. Barrier-free design throughout main floor — a truly uncommon find in this market. This home is ready for someone to add their personal touch and make it home again!